Text Scams and Phone Fraud: Protecting Staff and Residents

Not every attack arrives by email. Criminals send text messages, call front desks and leave voicemails designed to look urgent and official. They know that staff in a care setting are busy, caring and inclined to help, and that residents and families may be more vulnerable to pressure. Phishing by text message is often called smishing, and phone-based fraud is called vishing.

This article covers the common scams and what a facility can do about them.

Common Scams Targeting Staff

The boss text

A message arrives from an unknown number claiming to be the administrator or director of nursing, often saying they are in a meeting and need a quick favor, such as buying gift cards or sharing a staff list. The number is new and the request is unusual.

The payroll or benefits link

A text or call says there is a problem with direct deposit or benefits and asks the employee to click a link or confirm personal details. The link leads to a fake sign-in page.

The fake IT call

Someone calls pretending to be from the helpdesk or a software vendor and asks for a password, a verification code or remote access to a computer. Legitimate technicians do not ask for passwords or one-time codes.

The urgent vendor or payer

A caller claims to be from an insurance company, pharmacy or supplier and asks for resident information or a change in payment details.

The code request

An attacker has already tried to sign in to an account and triggers a verification code. They then message or call the person, asking them to read the code back. Sharing it hands over the account.

Common Scams Targeting Residents and Families

Callers who pretend to be a grandchild in trouble, a government agency or Medicare representative

Prize or lottery notices that ask for fees or bank information

Texts pretending to be delivery services or banks with links

Fake charity requests

Staff who know residents well are often the first to notice that something seems wrong, such as a resident suddenly receiving many calls or buying gift cards.

Warning Signs to Teach

Unknown numbers claiming to be someone you know

Urgency, secrecy or threats

Requests for gift cards, wire transfers or unusual payment methods

Requests for passwords, verification codes or Social Security numbers

Links in text messages, especially shortened links

Callers who refuse to let you hang up and call back

Simple Habits That Stop Most Scams

Verify through a known number

Hang up or ignore the text, and contact the person or organization using a number you already have, not the one provided in the message.

Never share verification codes

One-time codes are meant for you alone. No real support person needs them.

Do not click links in unexpected texts

If the message claims to be from a bank or shipping company, go to the official app or website directly.

Slow down

Scammers rely on pressure. A pause of a few minutes, or asking a coworker, often reveals the trick.

Report it

Tell the supervisor or IT contact, so that others can be warned. Forward fraudulent texts to the carrier's spam reporting number, which is 7726, and report fraud to the Federal Trade Commission.

Policies for the Facility

Make clear in writing that leadership will never request gift cards or credentials by text. Say it in staff meetings.

Publish an approved list of how IT will contact staff, such as an internal ticketing system or a known phone number.

Require a callback to a known number before changing payment or banking details, with two people approving any change.

Provide a clear way to report suspicious calls and texts.

Use multi-factor authentication methods that resist code theft, such as app prompts with number matching or security keys.

Decide on rules for personal phones used for work, including messaging resident information, which should happen only through approved secure tools.

Protect Residents

Consider posting simple scam awareness reminders in common areas, and include scam topics in family newsletters or care conferences. Encourage residents to tell a trusted staff member before sending money or sharing information with a caller.

Training Works Best When It Is Practical

Share real examples of messages in huddles and talk about what makes them suspicious. Rehearse what to say: I will call you back at the number I have on file.

Getting Help

UnityCare IT helps healthcare organizations set up secure messaging, stronger authentication and awareness training that covers phone and text threats along with email. If your staff have received suspicious messages recently, we can help you respond and build a plan.

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